Cookie Policy

This Cookie Policy explains how Blissful Branch Financial Planning ("we," "our," or "us") uses cookies and similar tracking technologies on our website blissful-branch.com ("Website"). This policy should be read together with our Privacy Policy.

1. What Are Cookies?

Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They help websites remember information about your visit, such as your preferred language and other settings, which can make your next visit easier and the site more useful to you.

Types of Cookies:

• Session Cookies: Temporary cookies that are deleted when you close your browser
• Persistent Cookies: Cookies that remain on your device for a specified period
• First-Party Cookies: Cookies set by our website
• Third-Party Cookies: Cookies set by external services we use

2. How We Use Cookies

We use cookies for various purposes to enhance your browsing experience and improve our services:

2.1 Essential Cookies (Always Active)

These cookies are necessary for the basic functionality of our website and cannot be disabled:

• Security Cookies: Protect against fraudulent activity and ensure secure connections
• Session Management: Maintain your session state during your visit
• Cookie Consent: Remember your cookie preferences
• Load Balancing: Distribute server load for optimal performance

2.2 Functional Cookies

These cookies enhance the functionality of our website:

• Language Preferences: Remember your preferred language settings
• Form Data: Temporarily store form information to improve user experience
• Navigation: Remember your navigation preferences
• Accessibility: Store accessibility settings for improved usability

2.3 Analytics Cookies

These cookies help us understand how visitors interact with our website:

• Google Analytics: Track website usage, page views, and user behavior
• Performance Monitoring: Monitor website performance and loading times
• Error Tracking: Identify and resolve technical issues
• Traffic Analysis: Understand traffic sources and user pathways

2.4 Marketing and Advertising Cookies

These cookies are used for marketing purposes (only with your consent):

• Social Media Integration: Enable social media sharing and interactions
• Personalized Content: Display relevant content based on your interests
• Newsletter Tracking: Track email campaign effectiveness
• Remarketing: Show relevant advertisements on other websites

3. Specific Cookies We Use

Cookie Name	Purpose	Duration	Type
cookieSettings	Stores your cookie preferences	1 year	Essential
cookieConsentGiven	Records that consent has been given	1 year	Essential
_ga	Google Analytics - distinguishes users	2 years	Analytics
_gid	Google Analytics - distinguishes users	24 hours	Analytics
_fbp	Facebook Pixel - tracks conversions	3 months	Marketing

4. Third-Party Services

We use several third-party services that may set their own cookies:

4.1 Google Analytics

• Purpose: Website analytics and performance measurement
• Data Collected: Page views, session duration, bounce rate, demographics
• Privacy Policy: Google Privacy Policy
• Opt-out: Google Analytics Opt-out Browser Add-on

4.2 Social Media Platforms

• Facebook: Social sharing and advertising pixels
• LinkedIn: Professional networking and content sharing
• Twitter: Social media integration and sharing
• Instagram: Visual content sharing and engagement

4.3 Font and Icon Libraries

• Font Awesome: Icon library for website design
• Google Fonts: Web fonts for typography (if used)

5. Managing Your Cookie Preferences

5.1 Cookie Banner

When you first visit our website, you'll see a cookie banner with the following options:

• Accept All: Allows all cookies including analytics and marketing
• Necessary Only: Only allows essential cookies required for website functionality
• Customize: Lets you choose which categories of cookies to allow

5.2 Changing Your Preferences

You can change your cookie preferences at any time by:

• Clicking the "Cookie Settings" link in our website footer
• Clearing your browser cookies and revisiting our website
• Using your browser's cookie management settings
• Contacting us directly at [email protected]

6. Browser Cookie Controls

Most web browsers allow you to manage cookies through their settings:

6.1 Browser Settings

• Google Chrome: Settings > Privacy and security > Cookies and other site data
• Mozilla Firefox: Settings > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Cookies and website data
• Microsoft Edge: Settings > Cookies and site permissions > Cookies and site data

6.2 Mobile Browsers

Mobile browsers also provide cookie management options:

• iOS Safari: Settings > Safari > Privacy & Security
• Android Chrome: Chrome app > Settings > Site settings > Cookies

7. Impact of Disabling Cookies

Disabling certain cookies may affect your website experience:

7.1 Essential Cookies

Disabling essential cookies may result in:

• Loss of website functionality
• Inability to submit forms
• Security vulnerabilities
• Poor user experience

7.2 Analytics Cookies

Disabling analytics cookies means:

• We cannot track website performance
• We cannot improve user experience based on data
• We cannot identify and fix technical issues

7.3 Marketing Cookies

Disabling marketing cookies results in:

• Less personalized content
• Generic advertisements
• Inability to measure marketing effectiveness

8. Data Security

We implement appropriate security measures to protect cookie data:

• Encryption: Sensitive cookie data is encrypted
• Secure Transmission: Cookies are transmitted over secure connections
• Limited Access: Only authorized personnel can access cookie data
• Regular Audits: We regularly review our cookie practices

9. Children's Privacy

Our website is not intended for children under 18. We do not knowingly collect information from children through cookies. If you believe a child has provided information through our website, please contact us immediately.

10. International Transfers

Some of our third-party service providers may process cookie data outside Singapore. We ensure adequate protection through:

• Standard contractual clauses
• Adequacy decisions by Singapore authorities
• Certification schemes
• Your explicit consent where required

11. Updates to This Policy

We may update this Cookie Policy from time to time to reflect:

• Changes in technology
• Legal or regulatory requirements
• New features or services
• Changes in our cookie practices

We will notify you of significant changes by posting the updated policy on our website and updating the "Last Updated" date.

12. Contact Information

If you have questions about our Cookie Policy or cookie practices, please contact us:

13. Additional Resources

For more information about cookies and online privacy:

• Personal Data Protection Commission Singapore: www.pdpc.gov.sg
• All About Cookies: www.allaboutcookies.org
• Your Online Choices: www.youronlinechoices.com

This Cookie Policy was last updated on January 1, 2025, and is effective immediately.